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How to Get a Loan

Thank you for choosing Chartway! We know that you have options when it comes to your financing needs, and we appreciate your business. Now that you’re ready to get started, you'll be amazed at how quickly and simply the loan process goes. Before you know it, you'll have a mortgage that suits your lifestyle and that saves you money.

Throughout the loan application process, we’ll provide you with regular updates. You can also e-mail us with questions or new information. And if you need assistance, a mortgage expert who can answer your questions is just a phone call away.

Here's an overview of the process:

 STEP ONE: Getting started is easy. Apply now!

Once you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through this website. To get started, select the “Apply Now” link to the left. (NOTE: At the appropriate time, we’ll order a property appraisal for you.)

STEP TWO: Your loan is approved and funded.

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, which will make your purchase go smoothly. We will coordinate with the escrow team, and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

Chartway Federal Credit Union
5700 Cleveland Street, Virginia Beach, VA  23452
Office:  (800) 678-8765
Fax:  (757) 671-1471
Copyright © 2021 Chartway Federal Credit Union | NMLS 423149
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